Which term describes a source of risk that can directly cause injury or loss?

The term that describes a source of risk that can directly cause injury or loss is "hazard." In fire and life safety contexts, a hazard refers to anything that has the potential to cause harm, such as flammable materials, faulty electrical systems, or unsafe practices. Identifying hazards is a crucial first step in risk assessment and management because it allows for the implementation of strategies to mitigate or eliminate the risks associated with them.

In contrast, while the terms "risk," "danger," and "threat" are related concepts, they do not describe a direct source of injury or loss in the same way. "Risk" refers to the likelihood of a hazard causing harm, meaning it's a probability tied to the existence of a hazard. "Danger" often describes a situation or condition that poses a threat but does not directly imply the source of injury itself. "Threat" typically refers to an indication or warning of potential harm stemming from various conditions or actions, which can be broader and more abstract than the physical manifestations denoted by hazards. Understanding these distinctions emphasizes the importance of identifying and addressing hazards in the context of fire and life safety.